Financing your install, step by step
From your first home assessment to your first repayment, here is exactly how financing a solar or heat pump install with Efficient Renewables works.
SEAI Home Grants
- Solar PVup to €1,800
- Heat pumpup to €12,500
- Battery storage0% VAT with solar
- EV home chargerup to €300
Combined saving up to €0
SEAI 2026 rates. Eligibility applies.
From quote to switch-on
Free home assessment and quote
An engineer visits your home, looks at what suits it, and gives you a clear quote with the SEAI grant already worked in.
Choose grants and finance
The grant reduces the price first. We work out what balance is left and whether finance suits you.
Apply with Finance Ireland
We help you apply for the loan. Finance Ireland states that a credit decision is provided within 24 hours.
We install
Once your finance is approved, we book your install and get your new system up and running.
You repay monthly while you save
Monthly repayments start while lower electricity and heating bills can help offset the cost. Repayments may change if the variable rate changes.
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- Since 2009Installing across Donegal and beyond
- Around 50Engineers and installers
How financing works, answered
No. The free home assessment comes first. We only talk finance once you have a real quote in hand.
Finance Ireland states that a credit decision is provided within 24 hours. Installation is scheduled after approval, around your quote.
Nothing changes. The SEAI grant is applied to the price first, and finance only covers what is left.
Yes. There is no early repayment penalty, so you can clear the loan whenever you like.
Still have a question about financing?
Want a real figure for your install? Tell us what you're planning and we'll help you apply through Finance Ireland, our lending partner.